Ordering an appraisal from Barton Appraisal ServicesEach year, thousands of people in Pennsylvania buy, sell or refinance their home. Many of these transactions consist of a simple line item for an appraisal. Almost all lenders still call in a local expert because the stakes are very high, even though there are a developing number of automated home valuation processes that may appear cheaper than an appraisal. You might believe that obtaining a mortgage is the only reason to get an appraisal, but there are additional instances when the services of a licensed, independent real estate professional might be beneficial.
Challenge your tax assessment in Clearfield CountyIt's probable you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are based upon a past assessment of your real estate, so if values have declined in your area, you can challenge your assessment and save money. An appraisal from Barton Appraisal Services is your best evidence when building your case. At Barton Appraisal Services, we're qualified to assist you in appealing your tax assessment.Barton Appraisal Services can help you do away with PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance policy that most lenders ask home owners to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the property. This added payment is often bundled into the monthly mortgage payment and is soon forgotten. This is unfortunate because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.Barton Appraisal Services will provide you with a statement regarding the value of your home, and the expense of the home valuation can usually be offset in just a few months because you'll no longer be paying the PMI. Divorce settlement with less stressA divorce is often complicated by the strenuous decision of who maintains the house, and it can be a particularly heartbreaking occurrence for both parties. So both parties are entirely aware of the true market value of their property, it's a good idea to get an appraisal from Barton Appraisal Services, regardless of the circumstances.The parties will have a good idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Accurate and fair estate liquidation with Barton Appraisal ServicesSettling an estateThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.Most Americans do not have dedicated estate planners or executors to handle these matters, unlike wealthier individuals. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the correct value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal. Let Barton Appraisal Services assist you in relocating to or from Clearfield CountyEmployee relocation can be a more than just an inconvenience. We know where you're coming from. That's why we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive features of their property, along with information regarding any new sales or listings in their area that they want considered during our detailed process.Let Barton Appraisal Services assist you in selling your home quickly at the right priceWhether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision regarding your asking price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. The price we charge isn't a percentage of the sales price, but rather they depend on our efforts to complete the appraisal.We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes are on the market. So, getting a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money. |